Posts

First Front Door Grant - keep an eye out! 2021

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The first front door grant is offered to clients who are obtaining a mortgage through their ffd providers. Our in house lender is one of them! For every $1 you contribute, FFD will provide $3 in assistance, up to a maximum of $5,000. Your lender will guide you on how it'll benefit you! This is only available for first time home owners, here are the income limits:  https://www.huduser.gov/portal/datasets/il.html Keep an eye out to submit your application early in 2021! Make this the year you become a homeowner! For more info:  https://www.firstfrontdoor.com/ Brielle Camiolo - REALTOR Remax Access briellecamiolo@remax.net

758 Uber St - 2 bed 2 bath

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  Welcome to 758 Uber St! This is a 2 bed, 2 bed lower bi-level unit.  Unit A first floor offers a sizable living room, beautiful ceramic hall bath, contemporary kitchen with high gloss cabinetry, quartz counters, stainless steel appliances, and rear bedroom with exit to rear yard.  Lower level features large bedroom and sleek ceramic full bathroom. Convenient to public transportation, Francisville Playground, Tela's market, Dessertcrazy, and much more.  First, last, and security to move in.  Easy to show! Comment below or reach out to me personally at 2676085232 to schedule a showing or submit an application! More pictures: https://www.homesnap.com/PA/Philadelphia/758-N-Uber-Street/property/15795758 Follow my real estate pages  Facebook: BrielleCamioloRealEstate Instagram: BrielleCamioloRealtor

Let's Talk Credit!

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  Hey there!  Brielle Camiolo here aka Busy Bre.  Today I want to talk about credit! Credit is so important and something that definitely stays with you. Bad credit can ruin your chances of getting access to loans regarding cars, homes etc. Even getting access to a cell phone plan. People with bad credit are asked to put more money up front versus people who have good or great credit. Loan officers look into your credit to see how much of a risk it would be to loan to you. Credit will give you credibility since it relies on: utilization amount, on time payments, how long the card has been open, and credit limit.   Multiple cards can be a good and bad idea. If you manage your cards correctly, that can help boost you score. If you manage them poorly, that can deteriorate your score.  How to build your credit whether you have none, poor or good credit.  keep your utilization under 30% (only spend $30 for every $100 you're approved for) pay off balance bef...

How to save on your bills during colder months!

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 Hey there! Brielle Camiolo here from Remax Access.  Here are some tips to help you save $$$ during the colder months.  1. Unplug electronics not in use 2. Upgrade outdated thermostats 3. Make sure air vents are not covered so air can circulate 4. Check insulation 5. Seal drafty windows and doorways 6. Get an hvac inspection  7. Open drapes during the day 8. Wear layers or covers in the house 9. Put your fridge on recommended temp 10. Clean out filters Comment below which tip you liked best!

Showing homes!

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Hey there! Happy Tuesday! I just wanted to talk today about what it's like to show houses to you! So once we have your criteria set up, we'll be able to see which ones are available to view.   These properties are either going to be a "go and show" or "appointment required" Go and show means we'll have immediate access to the property. Appointment required means we'll have to wait to see if that time works for the owner or tenant and they'll either confirm or deny.  I set up the properties from furthest to closest to your home that way if anything happens you'll be closer to home.  These are set up with time frames specifically for us, so it's very important to remain on schedule and to be on time. If anything changes, please let me know immediately! That way we can pivot.  Any questions? Comment below!!

How to purchase your first home Pt 3

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 Brielle Camiolo from Remax Access coming to you for the final part of purchasing your first home! In a perfect world, we would find the home inspection came back good and the title came back clear.  After the home inspection comes back, we'll negotiate repairs to be done or cost to be updated prior to settlement.  The lender will have an appraiser to come out to the house. The appraiser goes through to determine the market value. If the appraiser comes up with a value above or on point to the purchase price, that's good. If the appraiser comes down lower, the difference will need to be made to the lender. This is why it's so important to check out comparable in the area to see what the market value is ahead of time. Also, us as agents to help guide you to see what's the best offer for you to present.  Once the mortgage lender gives us the clear to close, settlement is ready to go.  We'll do a final walk through the morning of to make sure it's in the agreed upo...

How to purchase your first home! Pt 2

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 Hey! It's Brielle Camiolo from Remax Access back at it again.  You made it to part 2! To get caught up read the last post! So after we find your dream home + you're ready to pull the trigger.......I'll write up an agreement of sale. This is the document that let's the seller know what were are offering them, what our financing is, if we're going to do a home inspection, if we're asking for any seller's assist, etc. The seller can agree, deny or come back with negotiations.  If the terms are agreed for both sides, the next steps are doing a home inspection and title search. The home inspection allows an outside party to come in and inspect the home. They will push the house to the limits in a span of 2 hours to really get an idea of the house in a short time. Roof, plumbing, foundation, electric, appliances, hvac, water heather, basement, etc.  The title search will let us know if the person selling it is actually that person, and if there's any liens or...