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Showing posts from January, 2021

UPDATE: FTHB GRANT APRIL $5000

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Spring Market will be here before you know it! Front Door is a program that helps first time home buyers with funds up to $5000 (exclusions apply) For every $1 you put down, they put down $3 up to $5000.  Contact First Front Door Provider-  https://www.firstfrontdoor.com/ To your advantage our in house lender is a provider! So you can come in + get pre approved. You can then apply for this grant. You will have 6 months to use this grant. Once approved, you'll have to sit in on a 4 hour counselling class to help you understand the loan.  The 2021 round starts April 5! Let's Get You Started!!!! 2676085232 briellecamiolo@remax.net

Major Key: Bank Account

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 Hey there!  Dropping some more tips for you regarding real estate! Today: Bank Account Major key to get you the keys  A bank account is going to show how much you have and how much you are retaining once you are being paid. It's also showing your spending habits.  Whether you're renting or buying, your finances will be revealed.  A positive flow of income is a must to show that you will be able to handle the lease are sale. Landlords want to see there is money coming in every month to pay the rent.  Lenders want to see you have money for closing and are able to afford your monthly mortgage.  If you don't have one now, I would highly suggest making an appointment with a referred bank to open a checking and savings account.  Questions to ask: Whats the minimum to open an account? Does it need to maintain a balance? Are there monthly fees? Annual fees? Are there many locations/atms? I would place what you're comfortable in with the bank account, definitely over the minimu

HUD homes!!!!

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HUD homes are homes that have been foreclosed on, and are owned by the bank or the lender.  Owner occupied gets first dibs at placing a bid and then it's open to investors.  The first round of bids may be exclusive to owner occupied for 7-14 days or even longer. If a bid is not obtained in that time, then investors may place a bid.  These are houses going for what's owed on the property and may have some leeway to negotiate.  Keep in mind these homes are as is and you're taking full ownership for the property in it's current state.  For owner occupied, HUD will pay up to 3% but it must be specified on the bid.  There's also a program called, Good Neighbor Next Door  "Law enforcement officers, teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of

New Year, Better You!

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  New Year, Better You! Make 2021 your year of ownership! This is the perfect time to get your goals aligned with what you want to accomplish.  How's your credit? How's your savings?  Long term goals?  Short term goals? Looking to own your own home? Looking to own your first investment property? Looking to add on to your investment portfolio? Let's get you on the right path and get a game plan into action! We have an in office mortgage lender who is ready to get your pre approvals started! Please do not hesitate to call or text, 267 608 5232 or email at briellecamiolo@remax.net Have a wonderful day, and an amazing New Year! Brielle Camiolo REALTOR® Remax Access 100 Spring Garden St  Phila, Pa 19123