Posts

UPDATE: FTHB GRANT APRIL $5000

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Spring Market will be here before you know it! Front Door is a program that helps first time home buyers with funds up to $5000 (exclusions apply) For every $1 you put down, they put down $3 up to $5000.  Contact First Front Door Provider-  https://www.firstfrontdoor.com/ To your advantage our in house lender is a provider! So you can come in + get pre approved. You can then apply for this grant. You will have 6 months to use this grant. Once approved, you'll have to sit in on a 4 hour counselling class to help you understand the loan.  The 2021 round starts April 5! Let's Get You Started!!!! 2676085232 briellecamiolo@remax.net

Major Key: Bank Account

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 Hey there!  Dropping some more tips for you regarding real estate! Today: Bank Account Major key to get you the keys  A bank account is going to show how much you have and how much you are retaining once you are being paid. It's also showing your spending habits.  Whether you're renting or buying, your finances will be revealed.  A positive flow of income is a must to show that you will be able to handle the lease are sale. Landlords want to see there is money coming in every month to pay the rent.  Lenders want to see you have money for closing and are able to afford your monthly mortgage.  If you don't have one now, I would highly suggest making an appointment with a referred bank to open a checking and savings account.  Questions to ask: Whats the minimum to open an account? Does it need to maintain a balance? Are there monthly fees? Annual fees? Are there many locations/atms? I would place what you're comfortable in with the bank account, def...

HUD homes!!!!

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HUD homes are homes that have been foreclosed on, and are owned by the bank or the lender.  Owner occupied gets first dibs at placing a bid and then it's open to investors.  The first round of bids may be exclusive to owner occupied for 7-14 days or even longer. If a bid is not obtained in that time, then investors may place a bid.  These are houses going for what's owed on the property and may have some leeway to negotiate.  Keep in mind these homes are as is and you're taking full ownership for the property in it's current state.  For owner occupied, HUD will pay up to 3% but it must be specified on the bid.  There's also a program called, Good Neighbor Next Door  "Law enforcement officers, teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list pri...

New Year, Better You!

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  New Year, Better You! Make 2021 your year of ownership! This is the perfect time to get your goals aligned with what you want to accomplish.  How's your credit? How's your savings?  Long term goals?  Short term goals? Looking to own your own home? Looking to own your first investment property? Looking to add on to your investment portfolio? Let's get you on the right path and get a game plan into action! We have an in office mortgage lender who is ready to get your pre approvals started! Please do not hesitate to call or text, 267 608 5232 or email at briellecamiolo@remax.net Have a wonderful day, and an amazing New Year! Brielle Camiolo REALTOR® Remax Access 100 Spring Garden St  Phila, Pa 19123

First Front Door Grant - keep an eye out! 2021

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The first front door grant is offered to clients who are obtaining a mortgage through their ffd providers. Our in house lender is one of them! For every $1 you contribute, FFD will provide $3 in assistance, up to a maximum of $5,000. Your lender will guide you on how it'll benefit you! This is only available for first time home owners, here are the income limits:  https://www.huduser.gov/portal/datasets/il.html Keep an eye out to submit your application early in 2021! Make this the year you become a homeowner! For more info:  https://www.firstfrontdoor.com/ Brielle Camiolo - REALTOR Remax Access briellecamiolo@remax.net

758 Uber St - 2 bed 2 bath

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  Welcome to 758 Uber St! This is a 2 bed, 2 bed lower bi-level unit.  Unit A first floor offers a sizable living room, beautiful ceramic hall bath, contemporary kitchen with high gloss cabinetry, quartz counters, stainless steel appliances, and rear bedroom with exit to rear yard.  Lower level features large bedroom and sleek ceramic full bathroom. Convenient to public transportation, Francisville Playground, Tela's market, Dessertcrazy, and much more.  First, last, and security to move in.  Easy to show! Comment below or reach out to me personally at 2676085232 to schedule a showing or submit an application! More pictures: https://www.homesnap.com/PA/Philadelphia/758-N-Uber-Street/property/15795758 Follow my real estate pages  Facebook: BrielleCamioloRealEstate Instagram: BrielleCamioloRealtor

Let's Talk Credit!

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  Hey there!  Brielle Camiolo here aka Busy Bre.  Today I want to talk about credit! Credit is so important and something that definitely stays with you. Bad credit can ruin your chances of getting access to loans regarding cars, homes etc. Even getting access to a cell phone plan. People with bad credit are asked to put more money up front versus people who have good or great credit. Loan officers look into your credit to see how much of a risk it would be to loan to you. Credit will give you credibility since it relies on: utilization amount, on time payments, how long the card has been open, and credit limit.   Multiple cards can be a good and bad idea. If you manage your cards correctly, that can help boost you score. If you manage them poorly, that can deteriorate your score.  How to build your credit whether you have none, poor or good credit.  keep your utilization under 30% (only spend $30 for every $100 you're approved for) pay off balance bef...